Locations - Alabama ONE (2024)

FAQs

Is Alabama ONE a credit union? ›

Today, Alabama ONE Credit Union is a $1 billion-dollar, full-service financial institution currently with 20 branches serving more than 79,000 residents of Tuscaloosa, Pickens, Mobile, Jefferson and 18 other counties, including Fayette, Walker, Bibb, Hale, Greene, Lamar, Washington, Baldwin, Monroe, Escambia, Choctaw, ...

As a member of Alabama ONE, you are also an owner of the credit union. So instead of a handful of investors profiting from our operation, you and every other member reap the benefits.

Automatic Teller Machines (ATMs)

All ATMs accept cash and check deposits. Members never pay a fee for use.

Zelle® is available right from your online and mobile banking account and conveniently located in the same place where you pay your bills. It is easy to get started. Simply log in to your online banking account or mobile banking app and enroll in online banking or mobile app.

To learn more about locations and drive-thru hours at Alabama Credit Union's 37 branch locations, please use our Branch Locator.

Alabama One Credit Union, ranked 10th on our listing, had several mergers in 2023 including with Brewton Mill Credit Union, McIntosh Chemical Federal Credit Union and First Bank of Wadley. Pictured is Alabama One CEO Bill Wells in the Tuscaloosa branch in 2021. Photo by Joe De Sciose.

There is not a limit on the number of checks you may write per month on a personal account.

How much can you withdraw from Alabama Credit Union? ›

- There is no limit to the number of cash withdrawals you may make in any one (1) day from an ATM machine. - You may withdraw up to a maximum of $500.00 in any one (1) day from an ATM machine, if there are sufficient funds in your account.

ACU has a 10 day grace period for all loans except for credit cards. Late fees are assessed on the 16th day. The loan will be reported delinquent to the credit bureau after 30 calendar days or more.

Both of the payment services are decently safe, have user-friendly interfaces, and allow you to conveniently send money when you need it. Zelle stands out from Venmo with its absence of instant transfer fees, but it also cannot be used as a wallet. So, if you need a wallet function, you should go for Venmo .

Unlike many money transfer apps, Zelle does not charge a fee for instant transfers. Zelle transfers are generally secure, but the app does carry risks, including the risk of glitches at banks that can affect money transfers.

Yes! The only difference is credit union deposits are insured through the NCUA (National Credit Union Administration) instead of the FDIC (Federal Deposit Insurance Corporation). All deposits will be federally insured up to $250,000 per owner, for each account ownership category, through the NCUA.

Banks are typically for-profit entities owned by shareholders who expect to earn dividends. Credit unions, on the other hand, are not-for-profit, member-owned cooperatives that are committed to the financial success of the individuals, families, and communities they serve.

We offer everyday banking and “loans for real life” with rates and service that make our members smile. At Alabama Credit Union it is not just about the bottom line—we know that taking care of business means taking care of people.

MONTGOMERY, AL (December 16, 2022) - MAX Credit Union, a local financial institution based in Montgomery, AL, was recently recognized by American Banker as one of the 2022 Best Credit Unions to Work For in the Country and has now been named as one of this year's 2022 Best Companies to Work for in Alabama, for the ninth ...